However, even if you’re in the prime of your life and enjoying peak fitness, none of us are immune to experiencing the unexpected, which is why it’s always a good idea to have life insurance.

Being active is amazing – but it can also be risky

Getting regular exercise will never be a bad thing. It dramatically reduces your risk of heart disease and other chronic illnesses, can help you maintain a healthy weight and even improve your mental health. In fact, living a healthy, active lifestyle may even help you secure a lower life insurance premium!

 

However, the more you get out there and enjoy the world, the more at risk you are of having a potentially fatal accident. If you’re a jogger, you run the risk of being mugged. If you’re a cyclist, there’s a chance you could be hit by a car. If your child’s a rugby player, they could suffer a potentially fatal head injury. Obviously, none of us wants to spend too much time thinking about these horrible potential outcomes or live on the sidelines due to fear of what might happen, but it’s important to plan for the worst regardless. This way, you can get out there and live life to the fullest with maximum peace of mind.

So, what’s a great way to create a safety net for your active family? If you ask us, we’ll say life insurance!

Why life insurance is a must for active families

When you have life insurance, you can rest assured that, even in the face of your unexpected passing, your family can still enjoy financial security.

At MiWayLife, we keep life insurance simple. For a low monthly premium, you’ll be offered a set amount of coverage of your choosing. The higher the amount, the higher your premiums will be, but you’d be surprised to learn how little this invaluable expense could cost. As an example, you could get R500 000 worth of life cover from MiWayLife from just R164 per month. Our 4-in-1 policy also includes an accelerated funeral benefit, terminal illness benefit and funeral cover for you and your family members – all for one premium!

You’ll pay your premium every month and, in the event of your passing, this lump sum will be paid out to your beneficiaries in the event of your passing. The cover under this benefit will grow by 5% each year.

A quick word for the adrenaline junkies  

Something to keep in mind, especially if your family is big on adventure, is that every life insurance policy will have exclusions for specific risky activities and sports due to the increased likelihood of associated accidents. These typically include extreme sports like skydiving, drag racing, cave diving and solo mountaineering. So, if you like to live life on the edge, be sure to read your life insurer’s terms and conditions to ensure it doesn’t cramp your craving for adrenaline.

The bottom line

 

Buying life insurance is a smart move that allows your family to keep playing the game, even if you can't. When you have the right coverage in place, you can go ahead and live life to the fullest, knowing you’ve got a financial safety net in place to protect the people you love. So, why not get a quick quote from MiWayLife and let us impress you with our great service and affordable premiums?

Did you know:

You can now take out life cover with us online in a few simple steps. No calls and no agents! Make sure to take care of those you love today by buying MiWayLife cover online.