December holidays in South Africa are hard to beat. The weather is beautiful, our beaches beckon and the air is filled with the delicious aroma of braai. Still, if you’re a parent, as much as you’ll want to relax, it’s important to prioritise “safety first” to ensure your festive season remains fun.
Get road trip ready
If you’re planning a road trip, give your car a thorough check-up to ensure your tires are inflated, the brakes are in good condition and that all the lights are working. According to the South African National Road Traffic Act, children under the age of 3 years must be in a car seat. Seat belts should be fastened for every journey, even if you’re just nipping around the corner. Remember, the holiday period is one of the most dangerous times to be on the road. Never drink and drive. All it takes is a moments distraction to become a road accident statistic. Speaking of which, if you don’t have car insurance, now’s the time to get it.
Always be water-wise
You can never be too safety conscious when it comes to water. If you head to the beach, always swim in the demarcated areas and supervise kids closely, even if they're confident swimmers. Teach them about rip currents and the importance of staying calm if caught in one. Around pools, ensure constant adult supervision and enforce strict rules about running, diving and pushing. Also, don’t forget that the South African sun is fierce and skin cancer is on the rise. Ensure your children are wearing a sunscreen with a high sun protection factor and don’t forget to reapply it. There is no such thing as waterproof sunblock!
Secure your financial safety
Another way to keep your family safe, but in a way that extends far beyond the holidays, is to purchase life insurance. This way, should you pass away unexpectedly, your family will have a financial safety net in the form of a payout. Depending on the cover amount, it can help cover big expenses like large debts, bond payments and education costs, as well as little ones like daily living expenses, ensuring your family's financial stability.
Something else to consider is funeral cover. The cost of a dignified farewell is higher than most expect and can be a big burden to a family that’s already going through an incredibly difficult time. If you have funeral cover, however, your loved ones will have the funds to afford these funeral expenses, allowing them to focus on grieving and figuring out their “new normal” without added financial stress.
MiWayLife makes it affordable
At MiWayLife, we like to keep things simple so all our life insurance policies include funeral cover for you and your extended family members as well as a terminal illness benefit. For a low monthly premium, you’ll be offered a set amount of life coverage that’s paid out in a lump sum to your beneficiaries in the event of your passing as well as a separate amount to cover the life insured’s funeral. As an example, you could get R500 000 worth of life cover including R50 000 in funeral cover from MiWayLife from just R164 per month!
Only want funeral cover? No problem! MiFuneral Policy is our new modern, digital-first approach to end-of-life planning that can be bought online so you don’t have to pay for an extra broker or administration fees. You can cover yourself as well as your extended family and every policy includes access to our Funeral Arrangement Service and Repatriation Service. You can even opt for additional benefits like Income Support Cover and Final Expenses Cover. Learn more about it here.
The bottom line
This holiday season, prioritise your family’s safety in all its forms. By taking precautions and ensuring you have the right insurance coverage, you can relax, enjoy the festivities, and create lasting memories with your loved ones. So, why not get a quick quote from MiWayLife today?
Did you know:
You can now take out life cover with us online in a few simple steps. No calls and no agents! Make sure to take care of those you love today by buying MiWayLife cover online
