We all know it's coming, but nobody really wants to talk about it - that inevitable day we pass away. Thing is, planning your own funeral is actually one of the kindest things you can do for your family. Letting them know your wishes and having a policy in place to pay for them is a way of taking care of them, even when you’re gone.

But how do you bring up this delicate topic? We’ve got a few tips to make this important conversation a little easier.

Choose the right time and place
Happy events that put the focus on other people won’t be the right time, so scratch a family dinner to celebrate your sister’s birthday as a potential funeral chat moment off the list. Find a relaxed, comfortable setting where you can have an open and honest conversation.

Be clear about your wishes
This isn't the time to be vague.  Have a clear idea of what you want, whether it's burial or cremation, a traditional funeral or a celebration of life.  You can even write down your wishes or create a simple document outlining your preferences. This way there will be no misunderstandings later on. If you have a funeral policy in place, you could also include the details so they’ll know exactly who to contact when the time comes.

Don't be afraid to revisit the conversation
Our wishes can change over time so don’t be afraid to bring the topic up again if you change your mind about anything. This also gives your loved ones time to process the information and ask any questions they might have. You can also use it as an opportunity to ask them about their own ideas of what their ideal final farewell should be.

Remember why you’re doing this   
Ultimately, sharing your funeral plans is an act of love. It's about providing comfort and peace of mind to the people you care about most. By approaching the conversation in a straightforward and transparent way, you can ensure that your final wishes are known and that your loved ones feel supported during a difficult time.

MiFuneral goes the extra mile to support your family  

On the subject of support, now’s a good time to tell you about how MiFuneral Policy can help your loved ones when they need it the most.

All MiFuneral Policies give your loved ones complimentary access to our Funeral Arrangement Service which offers telephonic support. Our compassionate agents can explain the often confusing application process for death certificates as well as other legal documents. They can even arrange overnight accommodation for family members who might have to travel from afar to attend the funeral and put your beneficiaries in touch with trusted service providers.

As MiFuneral is a digital-first funeral policy, it can be bought online within minutes. This cuts out extra administration fees and, as you get to choose your cover amount, you get to enjoy a low premium. You can also customise your policy with optional benefits like extra cover to help you meet other end-of-life expenses. You even get to decide how you’d like it to be paid – as a lump sum or as a short-term monthly income to protect your family going forward.

The bottom line

When you talk to your loved ones about your funeral and have the right funeral cover in place, you can rest assured knowing that your wishes will be respected and won’t burden your family. Even better, if you have a MiFuneral Policy, your loved ones will also have access to our Funeral Assistance Service to help ease the stress of planning. Sounds good? Why not get a quick quote today?

Did You Know:

You can now take out affordable funeral cover with us online in a few simple steps. No calls and no agents! Discover the digital way to enjoy full peace of mind by buying a MiFuneral Policy cover online.