Ever feel like you're juggling too many things at once? Having multiple funeral policies can feel a bit like that. It's a lot to keep track of and it might even be costing you more than you need to spend. That's why consolidating your funeral policies is a good idea. It could also save you money as well as something even more precious, a lot of time.  

The downside of multiple funeral policies

In South Africa, the law allows for you to have multiple funeral policies, but you’ll be limited to R100,000 per policy. Because of this, many people take out more than one policy with different insurers to increase their total cover amount. As a result, some insurers won’t allow you to take out a policy if you already have one or might limit your payout in some way. If you don’t read the terms and conditions carefully, you might be paying for multiple policies but won’t be able to get their full benefits at a time when you need them the most.

It pays to consolidate your funeral policies

Consolidating your funeral policies essentially means that you’re getting the coverage you need, but all from one place. It’s a smart move as it will ensure you’re not paying for the same thing twice. Better yet, when all your funeral coverage is streamlined, you'll only pay for what you need, saving you money in the long run while you rest easy knowing you’ve taken care of all the people you love with just one policy.

If you have a MiFuneral Policy, you can choose to cover yourself, your immediate family, or even extended family members and, as you get to choose your cover amount, you’ll enjoy an affordable premium. You also get to choose optional extra cover to meet other end-of-life expenses, not just funeral-related costs. This means you’ll only have to pay for what you’ll really use and can increase your family’s payout even if you’ve hit the ceiling on your funeral cover limit.

Consolidating funeral policies also saves you time

When you have just one policy, you only must apply once to get full peace of mind for the whole family. This means less hassle and much less paperwork. In fact, if you choose MiFuneral Policy, there won’t be ANY paperwork as it’s a digital-only solution. You can buy your policy with just a few clicks and, as you don’t have to pay a broker or extra administration fees, you get to enjoy a lower premium.

MiFuneral makes it easy to get full peace of mind

Another reason to want just one funeral policy is sheer convenience. All the information you need will be in one place and you won’t have to remember multiple policy details with various terms and conditions. You’ll also just have one point of contact and, if it’s MiFuneral, you’ll be in luck as we pride ourselves on how we go the extra mile in the service department.

As an example, ALL MiFuneral policyholders will have access to our complimentary Funeral Arrangement Service designed to provide you with telephonic support via our knowledgeable and compassionate agents. They can help you understand the application process for death certificates and other legal documents. They can even assist you with arranging overnight accommodation for immediate family members who might have to travel from afar to attend your loved one’s funeral.

The bottom line

Consolidating your funeral policies isn't just about saving money, although that's a great perk! It's about making things easier for you and your loved ones. It's also about having one less thing to worryut, so you can focus on living your life to the fullest. Why not get a quick online quote from MiFuneral today?

Did You Know:

You can now take out affordable funeral cover with us online in a few simple steps. No calls and no agents! Discover the digital way to enjoy full peace of mind by buying a MiFuneral Policy cover online.